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“Matt was very responsive and helped address my questions and concerns. Seemed to me as soon as he got a response to me he got it right back to me via a phone call or e-mail depending on the urgency of the question or concern. ”
Timothy & Michelle Skinner, September 2020

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Sawyer County has some of the most pristine lakes in northern Wisconsin. Each year thousands of visitors descend on our area for the food, festivals and fun.

Woodland Developments & Realty Recent News

Is It Time To Check Your Credit Score?

Posted: January 26, 2021

Your credit score is the kind of thing that's easy to forget about until you need it. It doesn't seem to matter much, until it's the difference between getting approved for a loan and being denied. Fortunately, if you check your score and do what you can to improve it, you can avoid this predicament. You just have to give yourself enough time. But how long do you need? Well, according to MyFICO - the official consumer division of FICO - it depends on the type of financing. If you're looking to finance a cell phone or get a new credit card, you don't have much to worry about. A better score will get you better terms, but you'll likely be approved even if your score needs some help. The stakes, however, are a bit different when you're applying for a mortgage. If you're asking to borrow hundreds of thousands of dollars, you have to be able to show you're responsible with your money and able to pay off your debts. That's why MyFICO suggests checking your score at least six months to a year before shopping for a new house. Having time to raise your score will, not only, put you in a better position to qualify for a loan, it'll also help get you the best mortgage rate once you're approved. (source)