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Woodland Developments & Realty Recent News

What Buyers Should Know About Appraisals

Posted: January 28, 2020

Typically, if you're buying a house, you'll be required to have it appraised before your loan closes. Part of the reason for this is to ensure you're paying a fair price for the property. Another is to protect your lender's investment - since they're going to be assuming most of the risk. Either way, it's a good idea to have a third-party, unbiased, professional assessment of the property. Appraisal Institute president, Stephen S. Wagner MAI, SRA, AI-GRS, certainly thinks so. He says it's important that anyone getting an appraisal know the purpose of having one. "When hiring a valuation professional, clients should first understand the role of an appraiser," Wagner said. "The appraiser's role is to provide objective, impartial, and unbiased opinions about the value of real property - helping those who own, manage, sell, invest in, and lend money on the security of real estate." Wagner suggests asking certain questions to make sure your appraiser is highly qualified. For example, asking about an appraiser's experience, licenses, certification, and clientele can help you avoid any potential issues that could affect the closing of the loan. More here.